Please select from the categories below to view the available calculators.
How much life insurance do I need?
What is my life expectancy?
What are my needs for burial and final expenses?
How much disability income do I need?
What are the chances of becoming disabled?
What are my long-term care insurance needs?
How much will I earn in my lifetime?
What are the tax advantages of an annuity?
How long will my current insurance last?
What is the future value of an annuity?
How will retirement impact my living expenses?
How much will I need to save for retirement?
Are my current retirement savings sufficient?
Social Security retirement income estimator
How does inflation impact retirement income needs?
Im retired, how long will my savings last?
When should I begin saving for retirement?
Should I convert discretionary expenses to savings?
How much retirement income may my 401(k) provide?
Compare Roth 401(k) to Traditional 401(k)
Evaluate my company pension payout options
How much can I contribute to an IRA?
How much retirement income can my IRA provide?
Should I convert to a Roth IRA?
What will my qualified plan be worth at retirement?
What is my current year required minimum distribution?
What is my projected required minimum distributions?
What are my lump-sum distribution options?
How do I maximize my employer 401(k) match?
What is the impact of borrowing from my 401(k) plan?
What is the impact of early withdrawal from my 401(k)?
What is my maximum self-employed retirement plan contribution?
How should I allocate my assets?
Compare taxable versus tax-free investment return
What is the value of a bond?
What is the return on my real estate investment?
What is the value of compound interest?
What is the value of a call or put option?
Taxable vs. tax-advantaged saving comparison
What is my risk tolerance?
What is the long-term impact of increased return?
Certificate of Deposit (CD) analyzer
What is the dividend yield on a stock?
What is my potential estate tax liability?
Federal Income Tax Estimator
Should I adjust my payroll withholdings?
Will my investment interest be deductible?
How much self-employment tax will I pay?
Capital gains (and losses) tax estimator
Compare taxable, tax-deferred and tax-free investment growth
How much of my Social Security benefit might be taxable?
What are the tax implications of paying interest?
Should I itemize or take the standard deduction?
How much should I be saving for college?
How much will college cost?
What are the advantages of the Coverdell ESA?
What are the advantages of a 529 College Savings Plan?
What is the value of a college education?
What are the payments on a parental (PLUS) loan?
Should I live at home, on campus, or off campus?
Home & Mortgage
How much home can I afford?
Should I refinance my home mortgage? (breakeven)
Comprehensive mortgage calculator
Comparing mortgage terms
Should I pay extra points for a lower interest rate?
Should I rent or buy a home?
Should I convert to a bi-weekly payment schedule?
Compare a no-cost versus traditional mortgage
What are the tax savings generated by my mortgage?
Should I take out a fixed or adjustable rate mortgage?
Adjustable rate mortgage calculator
How does inflation impact my standard of living?
How much am I spending?
How much do I need for emergencies?
Should I pay down debt or invest my monthly surplus?
How long will my money last with systematic withdrawals?
Should my spouse enter the work force?
What is my current net worth?
What is my projected net worth?
What is my current cash flow?
What is my projected cash flow?
What is the value of reducing or foregoing expenses?
Becoming a millionaire
Income generated by a savings plan
How long will it take to double my money?
How long until my savings reach my goal?
Save now vs. save later calculator
How much should I save to reach my goal?
What will my current savings grow to?
Calculate rate of return
How do taxes and inflation impact my return?
What is my effective annual yield?
How long will it take to pay off my credit card(s)?
How long until my loan is paid off?
What would my loan payments be?
Should I lease or purchase an auto?
What is the balance on my loan?
Should I consolidate my personal debt into a new loan?
Re-structuring debts for accelerated payoff
Which is better: cash up front or payments over time?
What is the impact of making extra payments on my loan?
Should I pay off debts or invest?
Paycheck & Benefits
How much will my company bonus net after taxes?
How will payroll adjustments affect my take-home pay?
Convert my salary to an equivalent hourly wage
Convert my hourly wage to an equivalent annual salary
What is the future value of my employee stock options?
Should I exercise my in-the-money stock options?
What may my 401(k) be worth?
What is the impact of increasing my 401(k) contribution?
KHL FINANCIAL & INSURANCE SERVICES, INC.
212 - 9TH STREET, SUITE #311 | OAKLAND, CA 94607