LONG TERM GUARANTEES
- Fixed Annuity is an annuity contract that offers multi-year interest rate guarantees
- You can choose interest rate guarantees from three to ten years
- Flexible contract allows you to contribute premiums in all years
- Principal and interest grow tax-deferred
- No sales charges or management fees
- Option to renew for an additional term
- Guaranteed protection of principal
- 10% free withdrawal annually
- Multiple payout options
- Exempt from creditors
- Nursing home benefit
- Avoid probate
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