SINGLE PREMIUM IMMEDIATE ANNUITIES

 

  • Single Premium Immediate Annuity (SPIA) is a guaranteed annuity contract that pays the annuitant a guaranteed income for a specific period of time or until the annuitant and/or his beneficiaries die.
  • Allows for a higher level of guaranteed income that could not be safely sustainable from a typical portfolio of equity investments
  • Life income payments are guaranteed to continue forever even if the original premium deposit is depleted
  • Higher monthly income than most traditional banking instruments and bonds
  • Non-qualified SPIAs offer significant tax leverage often as high as 100%
  • No sales charges or management fees
  • Guaranteed protection of principal
  • Multiple survivor payout options
  • Avoid Medicaid spend down
  • Exempt from creditors
  • Avoid Probate
     
 
ANNUITY MANAGERS AGENCY, LLC

11 Catherine Place | Katonah, NY 10536
Phone (877) 676-9900
Fax (914) 931-8400
 
 
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