Fixed Indexed Annuities


  • Fixed Indexed Annuity (FIA) is a guaranteed annuity contract with interest that is linked to an external index or combination of external indices rather than a traditional fixed interest rate
  • Take advantage of a retirement product that can earn double digit returns in up markets and protect all of your principal from losses during down markets
  • Choose from multiple index allocation strategies such as the S&P 500, NASDAQ 100, Dow Jones Industrial Average, Blended Index, etc.
  • Annual Reset feature allows you keep 100% of your interest every anniversary
  • All interest credited to your contract grows tax deferred
  • 5% premium bonuses available on many contracts
  • 100% guaranteed protection of principal
  • No sales charges or management fees
  • 10% free withdrawal annually
  • Multiple payout options
  • Nursing Home Benefit
  • Avoid Probate

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